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Must I spend all of my own money when I am disabled and want to receive Social Security disability benefits?

You don't have to spend all your own money if you're filing for Social Security disability and you're worried about getting your benefits. Income and asset requirements only kick in when you're going for SSI, which is a welfare program for the disabled. Even Donald Trump could get SSDI if he was disabled. So even if you're wealthy, you can get SSDI. It's a matter of being disabled and paying into the system. It has nothing to do with asset requirements. But once again, you still can't be working, and right now. The working threshold is approximately $1,070 a month. If you're making more than that, you're not disabled.