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Home :: FAQ :: Cobra Coverage

Will I receive notice of my right to continue my health care coverage after employment is terminated?

Yes. Your notice contains important information about your right to continue your health care coverage in your employer’s group health plan. You must affirmatively elect COBRA continuation coverage.

If you do not elect COBRA continuation coverage, your coverage under the plan will generally end on the date your employment was terminated. Each person (qualified beneficiary) listed in your notice may be entitled to elect COBRA continuation coverage, which will coverage group health care coverage under the plan for up to 18 months. If elected, COBRA coverage will begin on the date you left your employment and can last until 18 months thereafter.

You normally do not have to send any payment with the election form. However, coverage will not be reinstated until the completed election form and premiums due are received and processed by the office designated in your notice. This process may take 7 -10 days in some cases. Any claim(s) submitted for benefits may be denied and may have to be resubmitted once all premiums due have been paid and your coverage is reinstated. Important additional information about payment for COBRA continuation coverage should be available from your employer or benefits coordinator.